VA Loans
Exclusive mortgage benefits for veterans, active-duty military, and eligible spouses with no down payment and no PMI.
What is a VA Loan?
VA loans are mortgage loans guaranteed by the U.S. Department of Veterans Affairs, offering exceptional benefits to those who have served our country. These loans are designed to help veterans, active-duty service members, and eligible surviving spouses achieve homeownership.
Benefits of VA Loans
- No down payment required (0% down)
- No private mortgage insurance (PMI) required
- Competitive interest rates
- Limited closing costs
- No prepayment penalties
- Easier qualification standards
- Help for those facing foreclosure
- Can be used multiple times
Who Qualifies?
You may be eligible for a VA loan if you are:
- A veteran who served in active duty and was discharged under conditions other than dishonorable
- An active-duty service member who has served 90 consecutive days
- A member of the National Guard or Reserves with at least 6 years of service
- An eligible surviving spouse of a service member who died in service or from a service-related disability
Requirements
Must obtain COE from VA
Typically 620+ (varies by lender)
0% - No down payment required
One-time fee (waived for disabled veterans)
VA Loan Limits
As of 2025, there is no maximum loan amount for most eligible borrowers with full VA loan entitlement. This means you can potentially borrow as much as a lender is willing to loan based on your financial qualifications.
Thank You for Your Service
Let us help you take advantage of the home buying benefits you've earned.